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Virtual CFO services

A finance leader for your business without the full-time cost — partner-led, systems-driven, and accountable for both the numbers and the deadlines.

What the desk covers

Six workstreams, one accountable team

Financial control & MIS

Monthly book close, variance-tagged MIS, dashboards and a board pack that reads in ten minutes.

Cash flow & working capital

A rolling 13-week cash-flow view, receivable/payable discipline, drawing-power and CMA data kept bank-ready.

Budgeting & forecasting

Annual operating plan, quarterly reforecasts, unit economics and pricing reviews grounded in your actuals.

Banking, debt & fundraising

Lender relationships, term-sheet review, project reports, and equity/debt raise support through to closure.

Compliance ownership

GST, TDS, income-tax, ROC, PF/ESI and FEMA dates owned on one calendar — with proof of filing, every month.

Systems & controls

Chart-of-accounts clean-up, SOPs, maker-checker controls and sensible automation of routine accounting.

How an engagement starts

Diagnose → Stabilise → Build → Scale

Four phases in sequence — because reporting can't be trusted until the books are, and strategy can't be funded until cash is visible.

Diagnose

Books, compliance status, banking terms and reporting gaps reviewed in the first fortnight.

Stabilise

Backlogs cleared, ledgers reconciled, the compliance calendar brought fully current.

Build

MIS, budgets, cash-flow rhythm and controls installed and running on fixed dates.

Scale

Fundraising, expansion and structuring decisions supported with investor-grade numbers.

Engagement models

Sized to the stage you're at

Monthly CFO retainer — the full desk on a fixed monthly rhythm; best for ₹5–500 crore businesses without a senior finance hire.
Transaction sprint — a defined push for a fund-raise, bank enhancement, IPO-readiness or systems build.
Board & investor cadence — quarterly reviews, covenant tracking and investor reporting for funded companies.

Discuss a CFO mandate

Who this is built for

Promoter-led manufacturers and traders scaling past ₹10 crore
Funded startups needing investor-grade reporting
Family businesses professionalising before succession or sale
Companies preparing for an SME IPO or a large bank facility

Common questions

Before you ask

How is this different from outsourced accounting?

Accounting records the past; the CFO desk manages the future — cash, banking, budgets, and the decisions in between. We can run the accounting layer too, but the mandate is leadership of the finance function, reviewed by a partner.

Do you work with our existing accountant and auditor?

Yes. We routinely operate alongside in-house teams and independent statutory auditors, and our independence rules are respected — where we act as Virtual CFO we do not also sign that entity's statutory audit.

What do the first 30 days look like?

A diagnostic across books, compliance, banking and reporting; a written stabilisation plan with owners and dates; and the first month-close run on the new calendar.

Can the desk handle a fund-raise mid-engagement?

That's usually why clients come. Financial model, project report or information memorandum, lender/investor conversations and diligence are handled by the same team that keeps your MIS — so the numbers always tie.